Housatonic Valley Insurance Agency Inc

Products And Services

• Business Insurance

  Running your own business is tremendously rewarding, but it's also a huge responsibility. You can count on our agency for your business-related insurance needs. Whether you've been in business for years and you're looking to update your policies, or you're a newer business owner just starting out, our team is here for you. • Package policies: Find commercial property and commercial general liability policies with us. • Worker's compensation: This can be written in conjunction with other business insurance products or by itself; let us know if you'd like to learn more. • Business automobile: Receive coverage for any type of business vehicle, from a private passenger car to a dump truck. • Commercial umbrella insurance: This is also called "excess liability" - inquire about our policies that range from 1,000,000 to 5,000,000. • Contractor's program: Whether you're a full-time contractor such as an electrician or plumber, or you run a part-time contracting business (like a house painting business during the summer) we have policies to meet your coverage needs. • Special events coverage: Ask us about liability coverage for special events like dances, golf tournaments, haunted houses, athletic camps, and more. • Professional liability: These policies are designed to cover the professional liabilities facing doctors, nurses, physical therapists, attorneys, real estate agents, and others. Let us know if you need this type of coverage. • Group life, health, dental, and vision insurance: These programs offer protection for yourself, as an employer, as well as protection for your employees. • Commercial bonds: Inquire about pension bonds, permit bonds, and employee dishonesty bonds. • Coverage for your business and its employees • Travel Insurance for business

• Personal Insurance

  Protect the home you've worked so hard for or the classic car you treasure with help from our agency. We carry a variety of personal insurance policies from several top providers. Our agents can discuss your insurance needs and help you find a policy that safeguards the things you love. • Homeowner's insurance: Find all types of homeowner products with us, including high value homes, standard policies, condo policies, renter's insurance, vacation homes, policies for owners of rental properties, co-ops, policies specifically for older homes, estates, secondary homes, and more. • Automobile insurance: We carry all types of automobile policies, including all recreational vehicles: motorcycle, ATV, RV, trailer, or snowmobile etc. Ask us about issuing SR-22s through our office. • Umbrella insurance: This is also called "excess liability" - inquire about our policies that range from 1,000,000 to 5,000,000. • Boat insurance: Insure your boat, yacht, jet ski, or other type of watercraft. • Valuable property: Insure valuable items such as jewelry, antiques, and paintings. • Classic car insurance: If you own a unique car that's driven fewer than 2,500 miles per year, that's used strictly for recreational purposes, we have a policy for you. • In-home business insurance: Consider one of these policies if you operate a business within your home and have fewer than 10 employees. • Personal bonds: Inquire about bonds for estates, conservators, or guardians. We also offer permit bonds and surety bonds. • Travel Insurance • Life Insurance